DepositX
Deposit infrastructure: the rails money takes into an account, designed from the start to be used by software agents as well as people.
Status: in development. Nothing is released yet.
One payment, step by step.
A short tour of the DepositX prototype: a payment between two banks, and two payments that get stopped. It is a simulation.
Prototype simulation with fictional banks and customers. No real money moves and no bank is involved. DepositX is in development and is not live, and we make no claim about its regulatory status or availability. The numbers and refusals shown are real outputs from the prototype.
Read the steps as text
- Two customers, two banks. A simulation: no real money.
- Acme pays Cedar $250.00. Both banks update together, or neither does.
- Done. Both balances moved by exactly $250.00.
- A sanctioned customer is stopped before any money moves.
- So is a payment that is too large.
Money moves through deposits first.
Every account starts with money arriving in it. Today that step is built for a person at a screen. As agents act on people’s behalf, it has to work for them too, without giving up control or an audit trail.
The principles we are designing to. These are commitments to the design, not shipped features.
Callable by agents
Structured data and predictable flows, so an agent can act without scraping a screen.
Exact money
Amounts held as whole minor units, such as cents, never as floating-point numbers.
Bounded authority
Authority delegated to an agent can only narrow as it is passed on, never widen.
Traceable
Every movement of money can be attributed and checked afterwards.
What we can say today.
- Status
- In development
- Focus
- Deposit infrastructure
- Approach
- Agent experience (AX) first
- Studio
- 30E Ventures, Toronto
- Early conversations
- Get in touch
We will publish product details here when they exist, and not before.